I got more than $2,000 worth of value from the American Express Platinum credit card in my first year — despite its $550 annual fee

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  • The Platinum Card® from American Express comes with a much higher annual fee ($550) than most credit or charge cards, which can scare off some people.
  • However, the card comes with enough perks, rewards, and tangible benefits to far outweigh that annual fee.
  • Initially, even as I got into the world of credit card rewards, perks, and benefits, I was turned off by the annual fee — it’s a lot to front at the top of each card membership year.
  • However, after some back and forth, I finally decided to open the card about a year-and-a-half ago, and in just the first 12 months, I got more than $2,000 worth of value.
  • Airport-lounge access, up to $200 in Uber credits annually, a $200 annual airline-fee credit, up to $100 in annual shopping credits, and elite status at three massive hotel brands are just a few of the many benefits the card offers.
  • Read on for a full breakdown of the value I’ve gotten from the Platinum Card.

Ever since I started learning about points, miles, and credit card benefits (or “travel hacking, as some call it), I had debated applying for a Platinum Card from American Express.

See the rest of the story at Business Insider

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